Insuring a 280z when under 25? (Read 112 times)

[harry1589]

Hi i have just baught a 280z and thought it mihht be tricky getting insured but i was wrong it seems impossible.

has anyone had any experience in this thag could lend a hand. Any help would be much appriciated.

[gainsb1]

In the past, you could insure such a car at such a young age but at a great cost, due to the risk factor applied to it by an insurer. However, nowadays insurers are looking at the same risk and saying no. This is probably due to better recording of accidents and the related statistics that indicate that the risks are very likely to result in a claim and huge costs. Thus, the judgement call from them is to refuse cover and programme their computers accordingly.

This doesn't help you at all; so my advice would be to keep contacting insurers and ask them to refer your enquiry to an Underwriter. This should get past the computer screen where "the computer says no!"

Good luck.

Leigh (Area rep)

[A2Z]

What you may be able to do is insure the vehicle under a classic car policy, although that will generally restrict the miles you can travel in a year. I use Gott and Wynne: www.gottandwynne.co.uk/, but there are plenty of other classic car insurers out there.

[maritime97]

At least they should sell you the cheapest cover like Collision Insurance. Try getting an official Appraisal done on the vehicle and ask the Appraiser to send the Report directly, under cover, to your Insurer. Finally, review your past Claims History (H) with Insurance Companies. If your CH is high most Insurers will shun you.

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